Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back.
According to Fannie Mae, only 32% of potential homebuyers have a good idea of what credit score lenders actually require.
Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean on the pros.
Experts are constantly updating and revising their forecasts, so here’s the latest on two of the biggest factors expected to shape the year ahead: mortgage rates and home prices.
As the population gets older, a growing number of adult children are deciding to have an elderly parent move in with them. This allows family members of multiple generations to spend time together regularly, which has physical and mental health benefits for older adults. A multigenerational living arrangement also costs significantly less than assisted living or nursing home care. If you’re thinking about creating an in-law apartment for your parents, here are some tips on how to make it safe.
Building equity in your house is one of the biggest financial advantages of homeownership. And right now, homeowners across the country are sitting on record amounts of it.
Here’s a look at how that equity could be a game changer for you, and why it’ll flip your perspective from “Why would I move right now?” to “Why wouldn’t I?”
When you sell your house, ideally, you want it to go something like this: your house sells for top dollar, you get it sold quickly, and it all goes down without a hitch.
In today’s digital age, it’s tempting to rely on automated tools for everything — including figuring out how much your house is worth. But be careful. The automated estimates you’re seeing online often miss key details that affect the true market value of your home.
Many homeowners waste electricity due to misunderstandings or misinformation. If you’re making one or more of these mistakes, you might be able to significantly lower your utility bills with a few simple changes.
Wonderful job to our agents Jane Horne, Vicki Millehan and Debbie Shelton for their rankings within the Berkshire Hathaway HomeServices network in the third quarter of 2024!
Jane Sullivan Horne ranked 2nd place in Virginia in the category of Agents Total GCI.
Vicki Millehan and Debbie Shelton ranked 1st place in Virginia in the category of Small Teams Total GCI.
Hurricane-force winds and torrential rain can devastate entire cities. The Smith Mountain Lake area typically isn't in the direct path of hurricanes, but can still be at risk of damage by the outer bands of strong storms. You can make changes to protect your house. While it’s not possible to prevent hurricane damage altogether, you can significantly reduce the risk.
Wonderful job to our agents Vicki Millehan and Debbie Shelton for their rankings within the Berkshire Hathaway HomeServices network in the second quarter of 2024!
Vicki and Debbie ranked 1st place in Virginia in the category of Small Teams Residential Units; 1st place in Virginia in the category of Small Teams Total GCI; and 7th place in the U.S. in the category of Small Teams Total GCI.
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