Portrait photo of JAN MCGRAW

Smith Mountain Lake

13247 Booker T Washington Hwy.
Hardy, VA 24101

Office: 540-721-8659



Your Experienced Local Lake Agent”

A proud local, Jan's enthusiasm for Smith Mountain Lake shows in everything she does, including real estate.  Her familiarity with the area, the developements, the amenities and market trends, enables her to provide the local expertise and pricing information you need when buying or selling a property. Jan's passion for her work and dedication to helping others, are what set her apart as one of Smith Mountain Lake's finest REALTORS, for over 20 years.

Jan first entered the real estate business when she worked for a local bank, in their mortgage department, which gave her a good foundation before getting her real estate license. Since then, she has earned numerous designations during her career, as a REALTOR, including, (ABR) Accredited Buyer's Representative, (GRI) Graduate Realtors Institute, (CRS) Certified Residential Specialist, Luxury Homes and Resort Properites Specialist and Berkshire Hathaway HomeServices Honor Society.  These top real estate designations, are symbols of a realtor who has made a commitment, to provide a high level of educated and experienced professional service, to better serve and protect her clients.

In fact, only 3% of realtors nationwide have earned the top producing CRS designation. 

The trust and confidence clients feel when working with Jan stem from her whole hearted commitment to representing their best interests, throughout each step of today's complex and competitive real estate process. Whether you're buying or selling, call a real estate professional who truly understands this is an important investment...a home...a place of peace, comfort, love and joy...a place that brings family and friends together for lifelong memories.

You will appreciate having an experienced local agent by your side.

Planning a visit to the lake, Jan will also assist you with accommodations. 

Call or text Jan today at 540-400-9882

"Your local lake agent!"

Designations & Awards

Accredited Buyer's Representative, Certified Residential Specialist, Graduate, REALTOR® Institute, Luxury Homes and Resort Properties



Words cannot even express how thankful we are to have Jan as our Realtor. She has gone above and beyond the call of duty. She continued to work so diligently and got our home sold!

- John & Shannon F.

Jan, thank you for all your help, what a great experience.

Looking forward to sharing our lake condo with family and friends.

Dennis and Joan K.

- Dennis and Joan K.

We made our real estate purchase with the assistance of Jan. She was the epitome of a real estate professional helping us immensely, proving information we didn’t know we needed. As our buyer’s agent, we had no doubt she acted in our best interest.

- Dave & Shelia T.

Thank you for going above and beyond your duty for us. We are blessed for all you have done.

- John & Lynn H.

Relocating to a new area is not easy, so we want you to know just how much we appreciate your patience and support. You have a helpful spirit. I know many are grateful for all that you do.

- Doug and Bea M.

We enjoyed working with Jan on the sale of our home. With her high level of professionalism and dedication, she was able to get us the results we needed by getting our home sold while during a tough market. Her attitude was always refreshing and we will highly recommend her to anyone in the real estate market. We thank her for a job well done. May God continue to bless her in her real estate career.

- Mark & Hannah S.

As we started the process to sell our lake home, we knew we wanted someone with experience in our area, a great support, someone that could leverage the technical side of real estate sales. Jan did an outstanding job. First, by pulling all of the available data on houses like ours that had sold and currently on the market and the number of sales in each pricing range. Jan put a lot of effort in helping us craft a pricing strategy that would make us attractive to the most buyers. Jan did an incredible job of getting all available websites populated quickly with great pictures and write-ups. Her photographer did a gorgeous job with those photos. We could see the analytics from the web efforts and get a sense of interest very quickly.

After the offer, she guided us patiently and professionally through all of the steps necessary to get contingencies addressed and final offer acceptance. Through all of it Jan was extremely patient, caring and quick to follow up. She has a good grasp of technology which made things on our end much faster and easier. As a result, our house sold very quickly. We had an offer that exceeded our acceptable target and it all was relatively painless while during a pandemic and market crisis.


Our entire family would highly recommend Jan McGraw. Jan was the Realtor that sold our family our new construction lake home at Smith Mountain Lake. Jan is very personal and extremely professional, she has great follow through and made sure everything went smoothly. Jan continues to be a support system for our family, even watered plants for us when a family member was sick and we were away. Jan continues to check in to see how everyone is doing. I would highly recommend Jan McGraw as a Realtor to buy and sell you next home.

- John & Jean F.

We choosing Jan was luck and timing. We were only looking for a lot but found a lifetime friend. My expectations of a realtor are always one of suspicion. I trust Jan as I would a good friend, integrity is very important to me. She involves everyone in the community, making you feel welcome after meeting many residents thus giving you the desire to do what is needed to move. Don’t use anyone else.

- Larry & Carol P.

When my wife and I were interested in purchasing property in the Smith Mountain Lake area, we contacted Jan, previewed many properties and finally settled on a great location we now call our Lake Home. Her knowledge of the Smith Mountain Lake area and her enthusiasm for the community was very helpful to us. We would recommend her to anyone interested in finding property at Smith Mountain Lake for either a full time or vacation residence.

- Jim & Betty R.

Property Specialties

55+ Communities, Bank Owned, Fine Homes, Golf Communities, Investment Properties, New Construction, Relocation, Waterfront Homes